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	<title>Boomer Living - life solutions for Active Baby Boomers &#187; Debt Reduction</title>
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	<itunes:summary>Life solutions for Active Baby Boomers</itunes:summary>
	<itunes:author>Boomer Living - life solutions for Active Baby Boomers</itunes:author>
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	<itunes:subtitle>Life solutions for Active Baby Boomers</itunes:subtitle>
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		<title>Life Insurance is a Woman’s Issue, a Tax Issue and a Wealth Transfer Issue</title>
		<link>http://www.boomer-living.com/2010/02/life-insurance-is-a-woman%e2%80%99s-issue-a-tax-issue-and-a-wealth-transfer-issue/</link>
		<comments>http://www.boomer-living.com/2010/02/life-insurance-is-a-woman%e2%80%99s-issue-a-tax-issue-and-a-wealth-transfer-issue/#comments</comments>
		<pubDate>Fri, 26 Feb 2010 05:00:00 +0000</pubDate>
		<dc:creator>Denise Chaney, ChFC, CLU, CASL</dc:creator>
				<category><![CDATA[Debt Reduction]]></category>
		<category><![CDATA[Financial Center]]></category>
		<category><![CDATA[baby boomer women]]></category>
		<category><![CDATA[beneficiary]]></category>
		<category><![CDATA[life insurance contract]]></category>
		<category><![CDATA[underinsured]]></category>
		<category><![CDATA[widows]]></category>

		<guid isPermaLink="false">http://www.boomer-living.com/?p=7949</guid>
		<description><![CDATA[February is a month to focus on love and love is a reason to focus on life insurance.  It is also a time for husbands and wives to pay attention to the looming crises for Baby Boomers of women and widowhood, increased tax rates and uncertain estate tax exclusion amounts.
The fact that 7 out of [...]]]></description>
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		<slash:comments>7</slash:comments>
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		<title>Protecting Your Family is Very Romantic</title>
		<link>http://www.boomer-living.com/2010/02/protecting-your-family-is-very-romantic/</link>
		<comments>http://www.boomer-living.com/2010/02/protecting-your-family-is-very-romantic/#comments</comments>
		<pubDate>Wed, 17 Feb 2010 05:15:55 +0000</pubDate>
		<dc:creator>Denise Chaney, ChFC, CLU, CASL</dc:creator>
				<category><![CDATA[Debt Reduction]]></category>
		<category><![CDATA[Financial Center]]></category>
		<category><![CDATA[future plans]]></category>
		<category><![CDATA[normal retirement age]]></category>
		<category><![CDATA[premature death]]></category>
		<category><![CDATA[protecting your family]]></category>
		<category><![CDATA[valentine s day]]></category>

		<guid isPermaLink="false">http://www.boomer-living.com/?p=7943</guid>
		<description><![CDATA[What do Valentines Day and Life Insurance have in common?  The motivation behind purchasing life insurance is because we love people and want to protect them financially.  We go to great lengths for our loved ones.  We work hard to provide them with a life filled with happiness, comfort and opportunity.  We re-arrange our schedules [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>How to Avoid the January Spending Hangover</title>
		<link>http://www.boomer-living.com/2009/12/how-to-avoid-the-january-spending-hangover/</link>
		<comments>http://www.boomer-living.com/2009/12/how-to-avoid-the-january-spending-hangover/#comments</comments>
		<pubDate>Wed, 16 Dec 2009 06:30:51 +0000</pubDate>
		<dc:creator>Denise Chaney, ChFC, CLU, CASL</dc:creator>
				<category><![CDATA[Debt Reduction]]></category>
		<category><![CDATA[Financial Center]]></category>
		<category><![CDATA[christmas budget]]></category>
		<category><![CDATA[credit card bills]]></category>
		<category><![CDATA[minimum payment]]></category>
		<category><![CDATA[new year]]></category>
		<category><![CDATA[paycheck]]></category>

		<guid isPermaLink="false">http://www.boomer-living.com/?p=5826</guid>
		<description><![CDATA[Have you ever experienced the January spending hangover?  It is when you open the credit card bills in January and can’t figure out how you spent so much?  Do you make that New Year’s resolution to spend less next year?
There are 12 million people who are still paying off last Christmas, so you are not [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<title>It’s Your Money, Spend It Wisely</title>
		<link>http://www.boomer-living.com/2009/11/it%e2%80%99s-your-money-spend-it-wisely/</link>
		<comments>http://www.boomer-living.com/2009/11/it%e2%80%99s-your-money-spend-it-wisely/#comments</comments>
		<pubDate>Tue, 03 Nov 2009 15:04:44 +0000</pubDate>
		<dc:creator>Denise Chaney, ChFC, CLU, CASL</dc:creator>
				<category><![CDATA[Debt Reduction]]></category>
		<category><![CDATA[Financial Center]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[financial decisions]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[payment penalties]]></category>

		<guid isPermaLink="false">http://www.boomer-living.com/?p=4550</guid>
		<description><![CDATA[What if you had a Financial G.P.S.?
It is a lot easier to get from point A to point B when you have a G.P.S. in your car.  You can’t get totally lost, you know if you make a wrong turn and even if you do….it will recalculate to get you back on track.  What if [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Fight off Bankruptcy with Lessons Learned in the Great Depression!</title>
		<link>http://www.boomer-living.com/2009/10/fight-off-bankruptcy-with-lessons-learned-in-the-great-depression/</link>
		<comments>http://www.boomer-living.com/2009/10/fight-off-bankruptcy-with-lessons-learned-in-the-great-depression/#comments</comments>
		<pubDate>Tue, 27 Oct 2009 15:05:35 +0000</pubDate>
		<dc:creator>Denise Chaney, ChFC, CLU, CASL</dc:creator>
				<category><![CDATA[Debt Reduction]]></category>
		<category><![CDATA[Financial Center]]></category>
		<category><![CDATA[economic crisis]]></category>
		<category><![CDATA[financial freedom]]></category>
		<category><![CDATA[Great Depression]]></category>

		<guid isPermaLink="false">http://www.boomer-living.com/?p=4312</guid>
		<description><![CDATA[Can the Answer be that Simple?
 The new book, “Lessons from the Depression, Eliminating Debt the Old-Fashioned Way” by author and veteran financial advisor Darlene Gudrie Butts, has been released just in time to help the millions of families that are suffering from the economic crisis. The book is creating a buzz because of its [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Have We Learned Our Lesson? Is Debt Bad?</title>
		<link>http://www.boomer-living.com/2009/08/have-we-learned-our-lesson-is-debt-bad/</link>
		<comments>http://www.boomer-living.com/2009/08/have-we-learned-our-lesson-is-debt-bad/#comments</comments>
		<pubDate>Tue, 01 Sep 2009 02:16:36 +0000</pubDate>
		<dc:creator>Denise Chaney, ChFC, CLU, CASL</dc:creator>
				<category><![CDATA[Debt Reduction]]></category>
		<category><![CDATA[Financial Center]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[economic downturn]]></category>
		<category><![CDATA[retirement savings]]></category>

		<guid isPermaLink="false">http://boomer-living.com/wp/?p=2780</guid>
		<description><![CDATA[Much has been made about how consumers and investors have finally learned a hard lesson as a result of this severe economic downturn. Too much debt is bad and so is uncontrolled spending. But have people really learned that they have to change their ways and do they know how?
Saving for retirement and reducing debt [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Point and Click Your Way to Eliminate Debt</title>
		<link>http://www.boomer-living.com/2009/08/point-and-click-your-way-to-eliminate-debt/</link>
		<comments>http://www.boomer-living.com/2009/08/point-and-click-your-way-to-eliminate-debt/#comments</comments>
		<pubDate>Wed, 26 Aug 2009 02:18:28 +0000</pubDate>
		<dc:creator>Denise Chaney, ChFC, CLU, CASL</dc:creator>
				<category><![CDATA[Debt Reduction]]></category>
		<category><![CDATA[Financial Center]]></category>
		<category><![CDATA[debt consolidation]]></category>
		<category><![CDATA[refinancing]]></category>
		<category><![CDATA[student loans]]></category>

		<guid isPermaLink="false">http://boomer-living.com/wp/?p=2783</guid>
		<description><![CDATA[Are you wondering why it seems like there is no money left at the end of the month? Would you like to have more left over, without increasing your income and without decreasing your spending? Start by knowing how much of your spendable income (gross income minus payroll deductions) is used to pay debt and how [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Denise Chaney</title>
		<link>http://www.boomer-living.com/2009/08/denise-chaney/</link>
		<comments>http://www.boomer-living.com/2009/08/denise-chaney/#comments</comments>
		<pubDate>Sun, 23 Aug 2009 17:05:16 +0000</pubDate>
		<dc:creator>Denise Chaney, ChFC, CLU, CASL</dc:creator>
				<category><![CDATA[Boomer-Living's Authors]]></category>
		<category><![CDATA[Debt Reduction]]></category>
		<category><![CDATA[Financial Authors]]></category>

		<guid isPermaLink="false">http://boomer-living.com/wp/?p=1572</guid>
		<description><![CDATA[Denise Chaney, Boomer-Living Director &#8211; in 2009, opened her own financial services company, New Dawn Financial, with 26 years of experience in the finance industry. This time was split between working at major financial institutions, a fortune 500 company, and her own practices. Her passion is creating and protecting wealth for individuals and business owners. [...]]]></description>
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		<slash:comments>1</slash:comments>
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