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	<title>Boomer Living - life solutions for Active Baby Boomers &#187; A.T. &#8220;Al&#8221; Benelli, CFP, FIC</title>
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	<description>Life solutions for Active Baby Boomers</description>
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	<itunes:summary>Life solutions for Active Baby Boomers</itunes:summary>
	<itunes:author>Boomer Living - life solutions for Active Baby Boomers</itunes:author>
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	<itunes:subtitle>Life solutions for Active Baby Boomers</itunes:subtitle>
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		<title>Boomer Living - life solutions for Active Baby Boomers &#187; A.T. &#8220;Al&#8221; Benelli, CFP, FIC</title>
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		<item>
		<title>The Economic Recovery, Revolution Act of 2010</title>
		<link>http://www.boomer-living.com/2010/07/the-economic-recovery-revolution-act-of-2010/</link>
		<comments>http://www.boomer-living.com/2010/07/the-economic-recovery-revolution-act-of-2010/#comments</comments>
		<pubDate>Mon, 19 Jul 2010 12:30:39 +0000</pubDate>
		<dc:creator>A.T. "Al" Benelli, CFP, FIC</dc:creator>
				<category><![CDATA[Financial Center]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[american cars]]></category>
		<category><![CDATA[economic recovery]]></category>
		<category><![CDATA[foreign cars]]></category>
		<category><![CDATA[fuel efficiency]]></category>
		<category><![CDATA[labor unions]]></category>

		<guid isPermaLink="false">http://www.boomer-living.com/?p=15189</guid>
		<description><![CDATA[As we have just celebrated our independence amidst the pall of a nearly comatose economic recovery, wouldn’t it be nice to see some glimpse of leadership coming from our government? Well, if they’re a bit short of ideas these days, I have one!
Why not pass a piece of legislation that illuminates the way? I call [...]]]></description>
		<wfw:commentRss>http://www.boomer-living.com/2010/07/the-economic-recovery-revolution-act-of-2010/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Many Benefits to Utilizing a Family Mission Statement</title>
		<link>http://www.boomer-living.com/2010/07/many-benefits-to-utilizing-a-family-mission-statement/</link>
		<comments>http://www.boomer-living.com/2010/07/many-benefits-to-utilizing-a-family-mission-statement/#comments</comments>
		<pubDate>Tue, 13 Jul 2010 09:30:16 +0000</pubDate>
		<dc:creator>A.T. "Al" Benelli, CFP, FIC</dc:creator>
				<category><![CDATA[Financial Center]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[charitable pursuits]]></category>
		<category><![CDATA[family assets]]></category>
		<category><![CDATA[family dynamics]]></category>
		<category><![CDATA[financial planning association]]></category>
		<category><![CDATA[Money Matters]]></category>

		<guid isPermaLink="false">http://www.boomer-living.com/?p=14897</guid>
		<description><![CDATA[A family doesn’t need a surname like Rockefeller or Vanderbilt to benefit from a family mission statement. According to the Financial Planning Association of Washington, D.C. a mission statement is a collaborative document created by one or more generations of family so that standards and goals can be set for the handling of all family [...]]]></description>
		<wfw:commentRss>http://www.boomer-living.com/2010/07/many-benefits-to-utilizing-a-family-mission-statement/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Feel Like Un-Retiring? How to Prepare</title>
		<link>http://www.boomer-living.com/2010/07/feel-like-un-retiring-how-to-prepare/</link>
		<comments>http://www.boomer-living.com/2010/07/feel-like-un-retiring-how-to-prepare/#comments</comments>
		<pubDate>Thu, 01 Jul 2010 14:30:03 +0000</pubDate>
		<dc:creator>A.T. "Al" Benelli, CFP, FIC</dc:creator>
				<category><![CDATA[Financial Center]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[age discrimination]]></category>
		<category><![CDATA[economic downturn]]></category>
		<category><![CDATA[financial planning association]]></category>
		<category><![CDATA[health insurance issues]]></category>
		<category><![CDATA[retirement]]></category>

		<guid isPermaLink="false">http://www.boomer-living.com/?p=14249</guid>
		<description><![CDATA[According to a press release by the Financial Planning Association, almost 93 percent of the net increase in the U.S. civilian labor force between 2006 and 2016 will be 55 or older.  Many American workers say they plan to stay on the job “at least” until age 69. Just over half of all working adults [...]]]></description>
		<wfw:commentRss>http://www.boomer-living.com/2010/07/feel-like-un-retiring-how-to-prepare/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Three Most Important Factors Are All Alike</title>
		<link>http://www.boomer-living.com/2010/06/three-most-important-factors-are-all-alike/</link>
		<comments>http://www.boomer-living.com/2010/06/three-most-important-factors-are-all-alike/#comments</comments>
		<pubDate>Mon, 21 Jun 2010 11:10:39 +0000</pubDate>
		<dc:creator>A.T. "Al" Benelli, CFP, FIC</dc:creator>
				<category><![CDATA[Financial Center]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[important factors]]></category>
		<category><![CDATA[negative cash flow]]></category>
		<category><![CDATA[stocks and bonds]]></category>
		<category><![CDATA[true diversification]]></category>

		<guid isPermaLink="false">http://www.boomer-living.com/?p=13748</guid>
		<description><![CDATA[It is often said that the three most important factors in real estate are location, location, location. I assume the person who created this idiom was trying to impress upon all the belief that nothing else matters much. Location trumps all other factors. Well, if you believe that to be true, then in the world [...]]]></description>
		<wfw:commentRss>http://www.boomer-living.com/2010/06/three-most-important-factors-are-all-alike/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Debt ‘Rooster’ Comes Home to Roost</title>
		<link>http://www.boomer-living.com/2010/06/debt-%e2%80%98rooster%e2%80%99-comes-home-to-roost/</link>
		<comments>http://www.boomer-living.com/2010/06/debt-%e2%80%98rooster%e2%80%99-comes-home-to-roost/#comments</comments>
		<pubDate>Mon, 07 Jun 2010 10:00:34 +0000</pubDate>
		<dc:creator>A.T. "Al" Benelli, CFP, FIC</dc:creator>
				<category><![CDATA[Financial Center]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[american taxpayers]]></category>
		<category><![CDATA[debt crisis]]></category>
		<category><![CDATA[early retirement]]></category>
		<category><![CDATA[financial trouble]]></category>
		<category><![CDATA[government influences]]></category>

		<guid isPermaLink="false">http://www.boomer-living.com/?p=12671</guid>
		<description><![CDATA[Deficit spending — it’s a term we hear so often that I’m beginning to believe we’ve become numb or desensitized to its meaning.
Simply put, it means spending more money than you have; sending out more than you’re taking in; going into debt. This country has being doing it for decades, and this current Congress has [...]]]></description>
		<wfw:commentRss>http://www.boomer-living.com/2010/06/debt-%e2%80%98rooster%e2%80%99-comes-home-to-roost/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Non-Planners May Be Getting Nervous</title>
		<link>http://www.boomer-living.com/2010/06/non-planners-may-be-getting-nervous/</link>
		<comments>http://www.boomer-living.com/2010/06/non-planners-may-be-getting-nervous/#comments</comments>
		<pubDate>Tue, 01 Jun 2010 10:10:13 +0000</pubDate>
		<dc:creator>A.T. "Al" Benelli, CFP, FIC</dc:creator>
				<category><![CDATA[Financial Center]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[declines]]></category>
		<category><![CDATA[financial planner]]></category>
		<category><![CDATA[insurance policy]]></category>
		<category><![CDATA[retirement plan]]></category>
		<category><![CDATA[stock broker]]></category>

		<guid isPermaLink="false">http://www.boomer-living.com/?p=12357</guid>
		<description><![CDATA[We have an expression in this business that goes like this: “It’s hard to tell who’s swimming naked until the tide goes out!” The wild gyrations of the stock market in the past few weeks and the big declines in the Dow in the face of economic “good news” has revealed quite a few naked [...]]]></description>
		<wfw:commentRss>http://www.boomer-living.com/2010/06/non-planners-may-be-getting-nervous/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Try to Avoid These Stupid IRA Mistakes</title>
		<link>http://www.boomer-living.com/2010/05/try-to-avoid-these-stupid-ira-mistakes/</link>
		<comments>http://www.boomer-living.com/2010/05/try-to-avoid-these-stupid-ira-mistakes/#comments</comments>
		<pubDate>Mon, 24 May 2010 15:30:23 +0000</pubDate>
		<dc:creator>A.T. "Al" Benelli, CFP, FIC</dc:creator>
				<category><![CDATA[Financial Center]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[eligible rollover distribution]]></category>
		<category><![CDATA[retirement strategy]]></category>
		<category><![CDATA[tax filing deadline]]></category>
		<category><![CDATA[traditional ira]]></category>

		<guid isPermaLink="false">http://www.boomer-living.com/?p=11679</guid>
		<description><![CDATA[It’s been just about a month since the traditional IRS Income Tax filing deadline of April 15. Many of us either took advantage of our IRAs last year or we now we wish we had. Since it’s not to late for the current tax year of 2010 it’s a good time to review these do’s [...]]]></description>
		<wfw:commentRss>http://www.boomer-living.com/2010/05/try-to-avoid-these-stupid-ira-mistakes/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Things College Grads Should Do To Plan</title>
		<link>http://www.boomer-living.com/2010/05/things-college-grads-should-do-to-plan/</link>
		<comments>http://www.boomer-living.com/2010/05/things-college-grads-should-do-to-plan/#comments</comments>
		<pubDate>Mon, 17 May 2010 11:30:45 +0000</pubDate>
		<dc:creator>A.T. "Al" Benelli, CFP, FIC</dc:creator>
				<category><![CDATA[Financial Center]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[financial planner]]></category>
		<category><![CDATA[financial responsibilities]]></category>
		<category><![CDATA[graduation money]]></category>
		<category><![CDATA[saving for retirement]]></category>

		<guid isPermaLink="false">http://www.boomer-living.com/?p=11666</guid>
		<description><![CDATA[The Class of 2010 is stepping into an uncertain job market with big financial responsibilities and likely a bunch of debt.
With that in mind, smart grads might consider some of these ideas from the Financial Planning Association once they grab that diploma and head out onto life’s highway:
1.  Start by talking to a financial planning [...]]]></description>
		<wfw:commentRss>http://www.boomer-living.com/2010/05/things-college-grads-should-do-to-plan/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Does It Make Sense to Sell a Death Benefit For Cash?</title>
		<link>http://www.boomer-living.com/2010/05/does-it-make-sense-to-sell-a-death-benefit-for-cash/</link>
		<comments>http://www.boomer-living.com/2010/05/does-it-make-sense-to-sell-a-death-benefit-for-cash/#comments</comments>
		<pubDate>Mon, 10 May 2010 16:30:58 +0000</pubDate>
		<dc:creator>A.T. "Al" Benelli, CFP, FIC</dc:creator>
				<category><![CDATA[Financial Center]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[healthcare costs]]></category>
		<category><![CDATA[important decisions]]></category>
		<category><![CDATA[life insurance policy]]></category>
		<category><![CDATA[loan value]]></category>

		<guid isPermaLink="false">http://www.boomer-living.com/?p=11219</guid>
		<description><![CDATA[One of the most important decisions to make about any asset is the end game – how it will be sold or passed on. People don’t always think of life insurance as an asset, but during this tough economy, there’s more talk of various transactions that turn life insurance into cash. In some cases, these [...]]]></description>
		<wfw:commentRss>http://www.boomer-living.com/2010/05/does-it-make-sense-to-sell-a-death-benefit-for-cash/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Plan Your Family&#8217;s Summer Vacation at Bargain Rates</title>
		<link>http://www.boomer-living.com/2010/05/plan-your-familys-summer-vacation-at-bargain-rates/</link>
		<comments>http://www.boomer-living.com/2010/05/plan-your-familys-summer-vacation-at-bargain-rates/#comments</comments>
		<pubDate>Mon, 03 May 2010 05:08:06 +0000</pubDate>
		<dc:creator>A.T. "Al" Benelli, CFP, FIC</dc:creator>
				<category><![CDATA[Financial Center]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[flexibility]]></category>
		<category><![CDATA[fly standby]]></category>
		<category><![CDATA[home exchange]]></category>
		<category><![CDATA[travel experts]]></category>

		<guid isPermaLink="false">http://www.boomer-living.com/?p=10965</guid>
		<description><![CDATA[The U.S. economy may be recovering, but travel experts say the vacation deals available last year are still going to be around for stingy travelers this year. With that in mind, here are some ways the Financial Planning Association recommends to save on travel this summer
Go online: If you have specific destinations in mind, go [...]]]></description>
		<wfw:commentRss>http://www.boomer-living.com/2010/05/plan-your-familys-summer-vacation-at-bargain-rates/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Tax-Advantaged Savings as Your Grandkid’s Graduation Gift?</title>
		<link>http://www.boomer-living.com/2010/04/tax-advantaged-savings-as-your-grandkid%e2%80%99s-graduation-gift/</link>
		<comments>http://www.boomer-living.com/2010/04/tax-advantaged-savings-as-your-grandkid%e2%80%99s-graduation-gift/#comments</comments>
		<pubDate>Mon, 12 Apr 2010 05:05:22 +0000</pubDate>
		<dc:creator>A.T. "Al" Benelli, CFP, FIC</dc:creator>
				<category><![CDATA[Financial Center]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[529 college savings]]></category>
		<category><![CDATA[gift tax exclusion]]></category>
		<category><![CDATA[grandkids]]></category>
		<category><![CDATA[grandparents]]></category>

		<guid isPermaLink="false">http://www.boomer-living.com/?p=10194</guid>
		<description><![CDATA[Graduation season begins soon, and for grandparents looking to do something nice for their grandkids and something sensible for their estate, there are several options to explore according to the Financial Planning Association.
Roth IRAs: The Roth option is a good one if you want to help them start a retirement fund of their own or [...]]]></description>
		<wfw:commentRss>http://www.boomer-living.com/2010/04/tax-advantaged-savings-as-your-grandkid%e2%80%99s-graduation-gift/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Things to Consider for Retirement</title>
		<link>http://www.boomer-living.com/2010/04/things-to-consider-for-retirement/</link>
		<comments>http://www.boomer-living.com/2010/04/things-to-consider-for-retirement/#comments</comments>
		<pubDate>Mon, 05 Apr 2010 05:05:10 +0000</pubDate>
		<dc:creator>A.T. "Al" Benelli, CFP, FIC</dc:creator>
				<category><![CDATA[Financial Center]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[social security]]></category>
		<category><![CDATA[social security benefits]]></category>
		<category><![CDATA[social security retirement]]></category>

		<guid isPermaLink="false">http://www.boomer-living.com/?p=9831</guid>
		<description><![CDATA[Each and every day, approximately 10,000 baby boomers celebrate their  65th birthday. Most people identify the arrival of age 65 with the event  of “retirement” and the receipt of Social Security benefits. Actually,  the age of full Social Security retirement benefits for most baby  boomers is currently age 66. Reduced benefits [...]]]></description>
		<wfw:commentRss>http://www.boomer-living.com/2010/04/things-to-consider-for-retirement/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Going Green Can Save Big Green</title>
		<link>http://www.boomer-living.com/2010/03/going-green-can-save-big-green/</link>
		<comments>http://www.boomer-living.com/2010/03/going-green-can-save-big-green/#comments</comments>
		<pubDate>Mon, 29 Mar 2010 05:15:12 +0000</pubDate>
		<dc:creator>A.T. "Al" Benelli, CFP, FIC</dc:creator>
				<category><![CDATA[Financial Center]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[earth day april 22]]></category>
		<category><![CDATA[going green]]></category>
		<category><![CDATA[internal audit]]></category>
		<category><![CDATA[smart plans]]></category>

		<guid isPermaLink="false">http://www.boomer-living.com/?p=9582</guid>
		<description><![CDATA[“Going green” gets plenty of environmental attention, but people often forget that environmentally smart behavior can save money as well. Help celebrate Earth Day (April 22) by doing a “green check” of how to make both energy- and money- smart plans for your home and lifestyle going forward.
Here are some ideas from the Financial Planning [...]]]></description>
		<wfw:commentRss>http://www.boomer-living.com/2010/03/going-green-can-save-big-green/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Tax Savings You Shouldn’t Forget</title>
		<link>http://www.boomer-living.com/2010/03/tax-savings-you-shouldn%e2%80%99t-forget/</link>
		<comments>http://www.boomer-living.com/2010/03/tax-savings-you-shouldn%e2%80%99t-forget/#comments</comments>
		<pubDate>Mon, 22 Mar 2010 05:15:58 +0000</pubDate>
		<dc:creator>A.T. "Al" Benelli, CFP, FIC</dc:creator>
				<category><![CDATA[Financial Center]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[financial planning association]]></category>
		<category><![CDATA[income taxes]]></category>
		<category><![CDATA[irs web site]]></category>
		<category><![CDATA[retirement account]]></category>

		<guid isPermaLink="false">http://www.boomer-living.com/?p=9333</guid>
		<description><![CDATA[Whether you prepare your taxes yourself or work with a professional, it’s possible to miss key deductions for the 2009 tax year.
According to the Financial Planning Association, here are some of the major deductions:
Homebuying credits:
Granted, it would be hard to miss these, but there are substantial tax credits available to both first-time and repeat homebuyers [...]]]></description>
		<wfw:commentRss>http://www.boomer-living.com/2010/03/tax-savings-you-shouldn%e2%80%99t-forget/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Think a Tax Refund Loan Sounds Good? Think Again</title>
		<link>http://www.boomer-living.com/2010/03/think-a-tax-refund-loan-sounds-good-think-again/</link>
		<comments>http://www.boomer-living.com/2010/03/think-a-tax-refund-loan-sounds-good-think-again/#comments</comments>
		<pubDate>Mon, 15 Mar 2010 05:20:18 +0000</pubDate>
		<dc:creator>A.T. "Al" Benelli, CFP, FIC</dc:creator>
				<category><![CDATA[Financial Center]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[early tax refunds]]></category>
		<category><![CDATA[financial planner]]></category>
		<category><![CDATA[interest free loans]]></category>
		<category><![CDATA[tax strategy]]></category>

		<guid isPermaLink="false">http://www.boomer-living.com/?p=8999</guid>
		<description><![CDATA[You’ve probably heard the pitches for “refund anticipation checks” or “quick tax loans.” The official name is refund anticipation loans, or RALs. They’re marketed primarily to cash-poor taxpayers who use their tax refunds as a piggy bank.
Do they make sense? According to the Financial Planning Association in cooperation with the Consumer Federation of America RAL [...]]]></description>
		<wfw:commentRss>http://www.boomer-living.com/2010/03/think-a-tax-refund-loan-sounds-good-think-again/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Talk Every Boomer Couple Needs to Have</title>
		<link>http://www.boomer-living.com/2010/03/the-talk-every-boomer-couple-needs-to-have/</link>
		<comments>http://www.boomer-living.com/2010/03/the-talk-every-boomer-couple-needs-to-have/#comments</comments>
		<pubDate>Mon, 08 Mar 2010 05:10:39 +0000</pubDate>
		<dc:creator>A.T. "Al" Benelli, CFP, FIC</dc:creator>
				<category><![CDATA[Financial Center]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[boomer couples]]></category>
		<category><![CDATA[joint accounts]]></category>
		<category><![CDATA[money priorities]]></category>

		<guid isPermaLink="false">http://www.boomer-living.com/?p=8731</guid>
		<description><![CDATA[Money problems can overwhelm a relationship, particularly one on the verge of marriage or a live-in arrangement.
According to the Financial Planning Association, here are a few ways to avoid potential conflicts:
Agree to talk about money: The first discussion should deal with whether they can talk about it. Consider how each person’s parents dealt with money [...]]]></description>
		<wfw:commentRss>http://www.boomer-living.com/2010/03/the-talk-every-boomer-couple-needs-to-have/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Boomers: Can You Recognize Your Financial Personality?</title>
		<link>http://www.boomer-living.com/2010/03/can-you-recognize-your-financial-personality/</link>
		<comments>http://www.boomer-living.com/2010/03/can-you-recognize-your-financial-personality/#comments</comments>
		<pubDate>Mon, 01 Mar 2010 06:10:36 +0000</pubDate>
		<dc:creator>A.T. "Al" Benelli, CFP, FIC</dc:creator>
				<category><![CDATA[Financial Center]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[beneficiaries]]></category>
		<category><![CDATA[financial health]]></category>
		<category><![CDATA[financial planning association]]></category>
		<category><![CDATA[magicians]]></category>
		<category><![CDATA[successful business people]]></category>

		<guid isPermaLink="false">http://www.boomer-living.com/?p=8530</guid>
		<description><![CDATA[Not all investors are created equal.
According to study results released by the Financial Planning Association of Washington, D.C., there are distinct money “types” that trained financial advisors, such as Certified Financial Planners, look to identify in early interviews with clients.
Do you recognize one or more of these?
Innocents often live in denial, are easily overwhelmed by [...]]]></description>
		<wfw:commentRss>http://www.boomer-living.com/2010/03/can-you-recognize-your-financial-personality/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Federal Death Tax Gone; State Tax Remains Ominous</title>
		<link>http://www.boomer-living.com/2010/02/federal-death-tax-gone-state-tax-remains-ominous/</link>
		<comments>http://www.boomer-living.com/2010/02/federal-death-tax-gone-state-tax-remains-ominous/#comments</comments>
		<pubDate>Mon, 22 Feb 2010 05:15:06 +0000</pubDate>
		<dc:creator>A.T. "Al" Benelli, CFP, FIC</dc:creator>
				<category><![CDATA[Financial Center]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[federal estate tax]]></category>
		<category><![CDATA[financial advisors]]></category>
		<category><![CDATA[heirs]]></category>
		<category><![CDATA[inheritance taxes]]></category>
		<category><![CDATA[tax experts]]></category>

		<guid isPermaLink="false">http://www.boomer-living.com/?p=8249</guid>
		<description><![CDATA[In the last days of 2009, Congress let the federal estate tax die for 2010.
That’s right, for those who are “smart” enough to pass away this year, there is no federal estate tax.
I’m imagining that Dr. Kevorkian’s 800-number will be ringing off the hook on New Year’s Eve.
But according to the Financial Planning Association of [...]]]></description>
		<wfw:commentRss>http://www.boomer-living.com/2010/02/federal-death-tax-gone-state-tax-remains-ominous/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Rushing to Roth Could Be Costly</title>
		<link>http://www.boomer-living.com/2010/02/rushing-to-roth-could-be-costly/</link>
		<comments>http://www.boomer-living.com/2010/02/rushing-to-roth-could-be-costly/#comments</comments>
		<pubDate>Mon, 15 Feb 2010 05:10:13 +0000</pubDate>
		<dc:creator>A.T. "Al" Benelli, CFP, FIC</dc:creator>
				<category><![CDATA[Financial Center]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[income tax liability]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[tax monies]]></category>
		<category><![CDATA[traditional ira]]></category>

		<guid isPermaLink="false">http://www.boomer-living.com/?p=7872</guid>
		<description><![CDATA[So, I’m driving to the office listening to my favorite all-news radio station when along comes a commercial that says “Converting your traditional IRA to a Roth IRA without paying those nasty taxes is the smartest financial move you can make”.
And I’m saying to myself, “Did I just hear what I thought I heard?”
Not only [...]]]></description>
		<wfw:commentRss>http://www.boomer-living.com/2010/02/rushing-to-roth-could-be-costly/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Retirement 101: Getting Back to Basics</title>
		<link>http://www.boomer-living.com/2010/02/retirement-101-getting-back-to-basics/</link>
		<comments>http://www.boomer-living.com/2010/02/retirement-101-getting-back-to-basics/#comments</comments>
		<pubDate>Mon, 08 Feb 2010 05:10:22 +0000</pubDate>
		<dc:creator>A.T. "Al" Benelli, CFP, FIC</dc:creator>
				<category><![CDATA[Financial Center]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[basic building blocks]]></category>
		<category><![CDATA[cash reserves]]></category>
		<category><![CDATA[financial security]]></category>
		<category><![CDATA[income sources]]></category>
		<category><![CDATA[retirement lifestyle]]></category>

		<guid isPermaLink="false">http://www.boomer-living.com/?p=7536</guid>
		<description><![CDATA[Since the most recent market meltdown, Americans are re-evaluating their financial situations.
Some, mostly those who have invested some time and money in the process of “planning,” are doing so with at least a clue of what their target is or should be.
Those who have not planned are likely more fearful of the uncertainty of the [...]]]></description>
		<wfw:commentRss>http://www.boomer-living.com/2010/02/retirement-101-getting-back-to-basics/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>The Resurgence of Uncertainty</title>
		<link>http://www.boomer-living.com/2010/02/the-resurgence-of-uncertainty/</link>
		<comments>http://www.boomer-living.com/2010/02/the-resurgence-of-uncertainty/#comments</comments>
		<pubDate>Mon, 01 Feb 2010 05:10:33 +0000</pubDate>
		<dc:creator>A.T. "Al" Benelli, CFP, FIC</dc:creator>
				<category><![CDATA[Financial Center]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[economic recovery]]></category>
		<category><![CDATA[health care bill]]></category>
		<category><![CDATA[legislative focus]]></category>
		<category><![CDATA[stimulus]]></category>

		<guid isPermaLink="false">http://www.boomer-living.com/?p=7414</guid>
		<description><![CDATA[The economic recovery is alleged to have started back in March. Health care reform, in one shape or another, was a given. Barak Obama was the icon of “change” in our government. What a difference a handful of months have made.
Republicans were elected governor in New   Jersey and Virginia. Massachusetts fires another “shot heard ‘round the world” [...]]]></description>
		<wfw:commentRss>http://www.boomer-living.com/2010/02/the-resurgence-of-uncertainty/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Get 2010  Off to a Great Financial Start</title>
		<link>http://www.boomer-living.com/2010/01/get-2010-off-to-a-great-financial-start/</link>
		<comments>http://www.boomer-living.com/2010/01/get-2010-off-to-a-great-financial-start/#comments</comments>
		<pubDate>Mon, 25 Jan 2010 06:40:38 +0000</pubDate>
		<dc:creator>A.T. "Al" Benelli, CFP, FIC</dc:creator>
				<category><![CDATA[Financial Center]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[401 k]]></category>
		<category><![CDATA[career plan]]></category>
		<category><![CDATA[financial goals]]></category>
		<category><![CDATA[financial planning association]]></category>
		<category><![CDATA[personal finances]]></category>

		<guid isPermaLink="false">http://www.boomer-living.com/?p=7216</guid>
		<description><![CDATA[Made any resolutions about money for this year?
There’s still time.
Look at some of the suggestions coming from the Financial Planning Association of Washington, D.C.
Write down your goals
Money buys freedom — to travel, to retire early, to start a business or to change careers. Putting goals in writing gives them a formality and a starting point [...]]]></description>
		<wfw:commentRss>http://www.boomer-living.com/2010/01/get-2010-off-to-a-great-financial-start/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
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		<item>
		<title>Are You Smarter Than a Ponzi Schemer?</title>
		<link>http://www.boomer-living.com/2010/01/are-you-smarter-than-a-ponzi-schemer/</link>
		<comments>http://www.boomer-living.com/2010/01/are-you-smarter-than-a-ponzi-schemer/#comments</comments>
		<pubDate>Mon, 18 Jan 2010 05:00:04 +0000</pubDate>
		<dc:creator>A.T. "Al" Benelli, CFP, FIC</dc:creator>
				<category><![CDATA[Financial Center]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Bernie Madoff]]></category>
		<category><![CDATA[credentials]]></category>
		<category><![CDATA[financial fraud]]></category>
		<category><![CDATA[financial planning association]]></category>
		<category><![CDATA[investment company]]></category>

		<guid isPermaLink="false">http://www.boomer-living.com/?p=6996</guid>
		<description><![CDATA[The $50 billion Ponzi scheme pulled off by Bernie Madoff was a huge story in 2009.
He had operated his bogus investment company for nearly 30 years, pulling wool over the eyes of allegedly sophisticated investors, celebrities and institutions alike. According to the Financial Planning Association of Washington, D.C., under the right circumstances, just about anyone [...]]]></description>
		<wfw:commentRss>http://www.boomer-living.com/2010/01/are-you-smarter-than-a-ponzi-schemer/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Make This the Year You Take Over Your Financial Future</title>
		<link>http://www.boomer-living.com/2010/01/make-this-the-year-you-take-over-your-financial-future/</link>
		<comments>http://www.boomer-living.com/2010/01/make-this-the-year-you-take-over-your-financial-future/#comments</comments>
		<pubDate>Mon, 11 Jan 2010 05:10:22 +0000</pubDate>
		<dc:creator>A.T. "Al" Benelli, CFP, FIC</dc:creator>
				<category><![CDATA[Financial Center]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[bailout]]></category>
		<category><![CDATA[consumer protections]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[goals and aspirations]]></category>
		<category><![CDATA[new year]]></category>

		<guid isPermaLink="false">http://www.boomer-living.com/?p=6776</guid>
		<description><![CDATA[Remember the scene from “Network” where the actor encourages everyone watching to go to the window, open it, and yell: “I’m mad as hell, and I’m not going to take it anymore”?
Well if that’s how you feel about the way your bank, your broker, your government, whatever, has been treating you, then make your New [...]]]></description>
		<wfw:commentRss>http://www.boomer-living.com/2010/01/make-this-the-year-you-take-over-your-financial-future/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Congressional Menu for 2010?  Pork… Pork… and Yes… More Pork!</title>
		<link>http://www.boomer-living.com/2010/01/congressional-menu-for-2010-pork%e2%80%a6-pork%e2%80%a6-and-yes%e2%80%a6-more-pork/</link>
		<comments>http://www.boomer-living.com/2010/01/congressional-menu-for-2010-pork%e2%80%a6-pork%e2%80%a6-and-yes%e2%80%a6-more-pork/#comments</comments>
		<pubDate>Mon, 04 Jan 2010 05:15:24 +0000</pubDate>
		<dc:creator>A.T. "Al" Benelli, CFP, FIC</dc:creator>
				<category><![CDATA[Financial Center]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[federal spending]]></category>
		<category><![CDATA[healthcare reform]]></category>
		<category><![CDATA[medicare payments]]></category>
		<category><![CDATA[senate health committee]]></category>

		<guid isPermaLink="false">http://www.boomer-living.com/?p=6482</guid>
		<description><![CDATA[A little more than a year ago, the American voters elected a new President on the basis of “change”.  One of the major issues was the alleged end to special interests, lobbyists and “back-room” dirty dealing. “Not in my White House”, as I seem to recall.  Well, America, one look at the Senate Healthcare Reform [...]]]></description>
		<wfw:commentRss>http://www.boomer-living.com/2010/01/congressional-menu-for-2010-pork%e2%80%a6-pork%e2%80%a6-and-yes%e2%80%a6-more-pork/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Al&#8217;s Holiday Reflection</title>
		<link>http://www.boomer-living.com/2010/01/a-christmas-wish-for-a-peculiar-year/</link>
		<comments>http://www.boomer-living.com/2010/01/a-christmas-wish-for-a-peculiar-year/#comments</comments>
		<pubDate>Sat, 02 Jan 2010 08:10:04 +0000</pubDate>
		<dc:creator>A.T. "Al" Benelli, CFP, FIC</dc:creator>
				<category><![CDATA[Financial Center]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[christmas wish]]></category>
		<category><![CDATA[festival of lights]]></category>
		<category><![CDATA[happy holidays]]></category>
		<category><![CDATA[peace on earth]]></category>

		<guid isPermaLink="false">http://www.boomer-living.com/?p=6480</guid>
		<description><![CDATA[Yes, it’s the week before Christmas and again here I sit…
Seeking holiday spirit… and brilliance… and wit!
For years I’d look forward to completing this part,
My annual poem… my joy from the heart.
But this year I’m just not feeling the same
Something is different, don’t know what to blame
The economy’s bad, but we’ve been there before
We wish [...]]]></description>
		<wfw:commentRss>http://www.boomer-living.com/2010/01/a-christmas-wish-for-a-peculiar-year/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Meet Our Directors</title>
		<link>http://www.boomer-living.com/2009/12/meet-our-directors-dhf/</link>
		<comments>http://www.boomer-living.com/2009/12/meet-our-directors-dhf/#comments</comments>
		<pubDate>Mon, 28 Dec 2009 05:05:42 +0000</pubDate>
		<dc:creator>A.T. "Al" Benelli, CFP, FIC</dc:creator>
				<category><![CDATA[Boomer's Speak]]></category>
		<category><![CDATA[Coffee House Blog]]></category>
		<category><![CDATA[financial director]]></category>
		<category><![CDATA[holiday season]]></category>
		<category><![CDATA[new year]]></category>
		<category><![CDATA[prosperity]]></category>

		<guid isPermaLink="false">http://www.boomer-living.com/?p=6174</guid>
		<description><![CDATA[Seasons Greetings from Boomer-Living.com
Meet Our Director
AL BENELLI
We wish you and your family a very happy Holiday Season and a New Year filled with peace and prosperity.
Click HERE to learn more about Al Benelli, Financial Director
]]></description>
		<wfw:commentRss>http://www.boomer-living.com/2009/12/meet-our-directors-dhf/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>SEC Chickens Out on Annuity Rule</title>
		<link>http://www.boomer-living.com/2009/12/sec-chickens-out-on-annuity-rule/</link>
		<comments>http://www.boomer-living.com/2009/12/sec-chickens-out-on-annuity-rule/#comments</comments>
		<pubDate>Mon, 21 Dec 2009 05:19:34 +0000</pubDate>
		<dc:creator>A.T. "Al" Benelli, CFP, FIC</dc:creator>
				<category><![CDATA[Financial Center]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[financial abuse]]></category>
		<category><![CDATA[indexed annuity]]></category>
		<category><![CDATA[insurance industry]]></category>
		<category><![CDATA[senator herb kohl]]></category>
		<category><![CDATA[senior citizens]]></category>

		<guid isPermaLink="false">http://www.boomer-living.com/?p=5938</guid>
		<description><![CDATA[Last week, in a filing with the U.S. Court of Appeals the Securities and Exchange Commission (SEC) agreed to a two-year delay in the implementation of it’s controversial Rule 151A which would have required so-called “indexed” annuities to be regulated in the same manner as securities.
Under the SEC “capitulation” to the insurance industry rule 151A [...]]]></description>
		<wfw:commentRss>http://www.boomer-living.com/2009/12/sec-chickens-out-on-annuity-rule/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Time to Visit Santa and Your Tax Man!</title>
		<link>http://www.boomer-living.com/2009/12/time-to-visit-santa-and-your-tax-man/</link>
		<comments>http://www.boomer-living.com/2009/12/time-to-visit-santa-and-your-tax-man/#comments</comments>
		<pubDate>Mon, 14 Dec 2009 05:36:37 +0000</pubDate>
		<dc:creator>A.T. "Al" Benelli, CFP, FIC</dc:creator>
				<category><![CDATA[Financial Center]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[december 31]]></category>
		<category><![CDATA[new year]]></category>
		<category><![CDATA[retirement plan]]></category>
		<category><![CDATA[tax form]]></category>
		<category><![CDATA[year end]]></category>

		<guid isPermaLink="false">http://www.boomer-living.com/?p=5593</guid>
		<description><![CDATA[Santa yes… but visit the tax man? Hey, it’s only December! I don’t need the tax guy until next year… around April right? Not if you’re into the art of planning ahead. Not if you’re interested in a larger refund or lower tax bill sooner rather than later.  If paying less in taxes is something [...]]]></description>
		<wfw:commentRss>http://www.boomer-living.com/2009/12/time-to-visit-santa-and-your-tax-man/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Time for Legislation on Financial Advisors</title>
		<link>http://www.boomer-living.com/2009/12/time-for-legislation-on-financial-advisors/</link>
		<comments>http://www.boomer-living.com/2009/12/time-for-legislation-on-financial-advisors/#comments</comments>
		<pubDate>Mon, 07 Dec 2009 05:21:37 +0000</pubDate>
		<dc:creator>A.T. "Al" Benelli, CFP, FIC</dc:creator>
				<category><![CDATA[Financial Center]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[consumer protection]]></category>
		<category><![CDATA[financial advisors]]></category>
		<category><![CDATA[FINRA]]></category>
		<category><![CDATA[legislative action]]></category>
		<category><![CDATA[state securities]]></category>

		<guid isPermaLink="false">http://www.boomer-living.com/?p=5533</guid>
		<description><![CDATA[For years, I have been trying to warn consumers and investors about the multitude of untrained, untested and generally unqualified individuals posing as financial advisors.
Although our practice gets mostly to see the local victims, the problem is nationwide.
Last week, Oregon became the ninth state to take legislative action to try to combat the use of [...]]]></description>
		<wfw:commentRss>http://www.boomer-living.com/2009/12/time-for-legislation-on-financial-advisors/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Independent Advisors “Circle the Wagons”</title>
		<link>http://www.boomer-living.com/2009/11/independent-advisors-%e2%80%9ccircle-the-wagons%e2%80%9d/</link>
		<comments>http://www.boomer-living.com/2009/11/independent-advisors-%e2%80%9ccircle-the-wagons%e2%80%9d/#comments</comments>
		<pubDate>Mon, 30 Nov 2009 05:32:02 +0000</pubDate>
		<dc:creator>A.T. "Al" Benelli, CFP, FIC</dc:creator>
				<category><![CDATA[Financial Center]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Bernie Madoff]]></category>
		<category><![CDATA[corporate operations]]></category>
		<category><![CDATA[insurance license]]></category>
		<category><![CDATA[insurance products]]></category>

		<guid isPermaLink="false">http://www.boomer-living.com/?p=5173</guid>
		<description><![CDATA[There are many ways to define “independent” investment advisors; however, I suspect the most appropriate definition would be that of an advisor or firm who is in no way directly connected with the creation, manufacture and sale of any given proprietary financial product.
Companies like Ameriprise, Charles Schwab, Fidelity, etc., by that definition would not be [...]]]></description>
		<wfw:commentRss>http://www.boomer-living.com/2009/11/independent-advisors-%e2%80%9ccircle-the-wagons%e2%80%9d/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>“Al” Benelli, CFP™, FIC</title>
		<link>http://www.boomer-living.com/2009/11/al-benelli/</link>
		<comments>http://www.boomer-living.com/2009/11/al-benelli/#comments</comments>
		<pubDate>Thu, 26 Nov 2009 16:00:19 +0000</pubDate>
		<dc:creator>A.T. "Al" Benelli, CFP, FIC</dc:creator>
				<category><![CDATA[Financial Authors]]></category>
		<category><![CDATA[Financial Center]]></category>
		<category><![CDATA[Financial Planning]]></category>

		<guid isPermaLink="false">http://boomer-living.com/wp/?p=1551</guid>
		<description><![CDATA[Al Benelli is a Certified Financial Planner® practitioner with Long Financial Group of Plymouth Meeting, PA. An engineering and business major from Penn State and St. Joseph’s Universities, Al continues his education through the Wharton School of Business of the University of Pennsylvania. Securities and Investment advice offered through Cadaret-Grant &#38; Co. member FINRA/SIPC.
The Washington [...]]]></description>
		<wfw:commentRss>http://www.boomer-living.com/2009/11/al-benelli/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
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		<item>
		<title>The General is Alive and Feeling Better</title>
		<link>http://www.boomer-living.com/2009/11/the-general-is-alive-and-feeling-better/</link>
		<comments>http://www.boomer-living.com/2009/11/the-general-is-alive-and-feeling-better/#comments</comments>
		<pubDate>Thu, 26 Nov 2009 06:04:41 +0000</pubDate>
		<dc:creator>A.T. "Al" Benelli, CFP, FIC</dc:creator>
				<category><![CDATA[Financial Center]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[american manufacturers]]></category>
		<category><![CDATA[buy American]]></category>
		<category><![CDATA[car giant]]></category>
		<category><![CDATA[General Motors]]></category>
		<category><![CDATA[labor contracts]]></category>

		<guid isPermaLink="false">http://www.boomer-living.com/?p=5202</guid>
		<description><![CDATA[General Motors is doing a whole lot better these days.

Despite posting a loss of more than a billion dollars for the third quarter, the relative improvement is quite noticeable.
GM has even announced that it plans to begin the repayment of it’s government loans in December of this year, recalling those tough times in the early [...]]]></description>
		<wfw:commentRss>http://www.boomer-living.com/2009/11/the-general-is-alive-and-feeling-better/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Numbers Don’t Lie … or Do They?</title>
		<link>http://www.boomer-living.com/2009/11/numbers-don%e2%80%99t-lie-%e2%80%a6-or-do-they/</link>
		<comments>http://www.boomer-living.com/2009/11/numbers-don%e2%80%99t-lie-%e2%80%a6-or-do-they/#comments</comments>
		<pubDate>Mon, 23 Nov 2009 05:18:52 +0000</pubDate>
		<dc:creator>A.T. "Al" Benelli, CFP, FIC</dc:creator>
				<category><![CDATA[Financial Center]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[calendar quarters]]></category>
		<category><![CDATA[dow industrial average]]></category>
		<category><![CDATA[economic rehabilitation]]></category>
		<category><![CDATA[recession]]></category>
		<category><![CDATA[stimulus]]></category>

		<guid isPermaLink="false">http://www.boomer-living.com/?p=4622</guid>
		<description><![CDATA[Recently our government released figures showing that the Gross Domestic Product (GDP) of our nation rose by 3.5 percent — the first increase in five calendar quarters.
The Dow Industrial average rose 200 points as various pundits declared the end of the worst recession since 1929.
In Washington, partisan politicians cheered and claimed, “We fixed it!” — [...]]]></description>
		<wfw:commentRss>http://www.boomer-living.com/2009/11/numbers-don%e2%80%99t-lie-%e2%80%a6-or-do-they/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Political Promises Made to be Broken</title>
		<link>http://www.boomer-living.com/2009/11/political-promises-made-to-be-broken/</link>
		<comments>http://www.boomer-living.com/2009/11/political-promises-made-to-be-broken/#comments</comments>
		<pubDate>Fri, 13 Nov 2009 05:08:07 +0000</pubDate>
		<dc:creator>A.T. "Al" Benelli, CFP, FIC</dc:creator>
				<category><![CDATA[Financial Center]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[federal budget]]></category>
		<category><![CDATA[health benefits program]]></category>
		<category><![CDATA[public health care]]></category>
		<category><![CDATA[rising health care costs]]></category>
		<category><![CDATA[social security benefits]]></category>

		<guid isPermaLink="false">http://www.boomer-living.com/?p=4837</guid>
		<description><![CDATA[As this article goes to press, it seems that Congress is hell-bent on giving us a health care bill that they promised will not cost the American public a single dime in new taxes.
How many times have we heard promises like that?
Social Security was promised to be only a 1 percent tax on the first [...]]]></description>
		<wfw:commentRss>http://www.boomer-living.com/2009/11/political-promises-made-to-be-broken/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Don’t Make These Retirement Planning Mistakes</title>
		<link>http://www.boomer-living.com/2009/11/don%e2%80%99t-make-these-retirement-planning-mistakes/</link>
		<comments>http://www.boomer-living.com/2009/11/don%e2%80%99t-make-these-retirement-planning-mistakes/#comments</comments>
		<pubDate>Mon, 09 Nov 2009 06:06:37 +0000</pubDate>
		<dc:creator>A.T. "Al" Benelli, CFP, FIC</dc:creator>
				<category><![CDATA[Financial Center]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[income taxes]]></category>
		<category><![CDATA[pension benefit]]></category>
		<category><![CDATA[profit sharing]]></category>
		<category><![CDATA[retirement plan]]></category>
		<category><![CDATA[tax deduction]]></category>

		<guid isPermaLink="false">http://www.boomer-living.com/?p=4569</guid>
		<description><![CDATA[ 
 
It really doesn’t take much to derail a retirement plan. Most of the errors in planning for retirement are those of neglect, omission or panic. If you don’t know exactly where your retirement plan stands, get some advice from a CERTIFIED FINANCIAL PLANNER™ (CFP®) professional is a good start – to review your [...]]]></description>
		<wfw:commentRss>http://www.boomer-living.com/2009/11/don%e2%80%99t-make-these-retirement-planning-mistakes/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>History Repeats Itself… Will We Ever Learn?</title>
		<link>http://www.boomer-living.com/2009/10/history-repeats-itself%e2%80%a6-will-we-ever-learn/</link>
		<comments>http://www.boomer-living.com/2009/10/history-repeats-itself%e2%80%a6-will-we-ever-learn/#comments</comments>
		<pubDate>Fri, 30 Oct 2009 05:54:21 +0000</pubDate>
		<dc:creator>A.T. "Al" Benelli, CFP, FIC</dc:creator>
				<category><![CDATA[Financial Center]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[dow jones industrial average]]></category>
		<category><![CDATA[goldman sachs]]></category>
		<category><![CDATA[movers and shakers]]></category>
		<category><![CDATA[secretary of the treasury]]></category>

		<guid isPermaLink="false">http://www.boomer-living.com/?p=4337</guid>
		<description><![CDATA[Just a wee bit over ten years ago, in March of 1999, the Dow Jones Industrial Average crossed the 10,000 mark for the first time in history. Last week it crossed it again. The mood of the country at the first crossing was one of “irrational exuberance” according to then Fed chairman Allen Greenspan. Last [...]]]></description>
		<wfw:commentRss>http://www.boomer-living.com/2009/10/history-repeats-itself%e2%80%a6-will-we-ever-learn/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Housing: The Ugly Duckling of Our Country</title>
		<link>http://www.boomer-living.com/2009/10/housing-the-ugly-duckling-of-our-country/</link>
		<comments>http://www.boomer-living.com/2009/10/housing-the-ugly-duckling-of-our-country/#comments</comments>
		<pubDate>Sat, 17 Oct 2009 01:45:47 +0000</pubDate>
		<dc:creator>A.T. "Al" Benelli, CFP, FIC</dc:creator>
				<category><![CDATA[Financial Center]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[common sense]]></category>
		<category><![CDATA[economic problem]]></category>
		<category><![CDATA[golden opportunity]]></category>
		<category><![CDATA[housing market]]></category>

		<guid isPermaLink="false">http://www.boomer-living.com/?p=3951</guid>
		<description><![CDATA[With unemployment creeping upward toward the dreaded double-digit level and consumer confidence perched precariously on the outer limb of the recession tree, it should be no surprise that the housing market is still in deep doo-doo! After all, wasn’t it the delirious real estate market and its associated subprime mortgage debacle that got us into [...]]]></description>
		<wfw:commentRss>http://www.boomer-living.com/2009/10/housing-the-ugly-duckling-of-our-country/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Banks, Wall Street Tampering with Congress&#8230; Again</title>
		<link>http://www.boomer-living.com/2009/10/banks-wall-street-tampering-with-congress-again/</link>
		<comments>http://www.boomer-living.com/2009/10/banks-wall-street-tampering-with-congress-again/#comments</comments>
		<pubDate>Sun, 04 Oct 2009 01:52:56 +0000</pubDate>
		<dc:creator>A.T. "Al" Benelli, CFP, FIC</dc:creator>
				<category><![CDATA[Financial Center]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[american capitalism]]></category>
		<category><![CDATA[american investor]]></category>
		<category><![CDATA[banking industry]]></category>
		<category><![CDATA[economic meltdown]]></category>
		<category><![CDATA[financial health]]></category>
		<category><![CDATA[financial infrastructure]]></category>

		<guid isPermaLink="false">http://boomer-living.com/wp/?p=3154</guid>
		<description><![CDATA[What happens when you combine the regrettable fact that we have the finest Congress money can buy with the equally regrettable fact that the American public has such a short memory for tragedies?
Answer: Apathetic capitulation.
About a year ago our total financial infrastructure was on the verge of collapse due to the greed, arrogance and general [...]]]></description>
		<wfw:commentRss>http://www.boomer-living.com/2009/10/banks-wall-street-tampering-with-congress-again/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Be Sure to Plan Ahead When Going Back to School</title>
		<link>http://www.boomer-living.com/2009/09/be-sure-to-plan-ahead-when-going-back-to-school/</link>
		<comments>http://www.boomer-living.com/2009/09/be-sure-to-plan-ahead-when-going-back-to-school/#comments</comments>
		<pubDate>Fri, 25 Sep 2009 02:07:56 +0000</pubDate>
		<dc:creator>A.T. "Al" Benelli, CFP, FIC</dc:creator>
				<category><![CDATA[Financial Center]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[college degree]]></category>
		<category><![CDATA[financial planning association]]></category>
		<category><![CDATA[student debt]]></category>

		<guid isPermaLink="false">http://boomer-living.com/wp/?p=2777</guid>
		<description><![CDATA[It seems that the weakened economy and poor job market have many adults heading back to the classroom, but the back-to-school movement goes beyond purely financial issues.
If you’re considering such a move, it makes sense to discuss your ideas with a tax expert and a financial professional. A press release distributed to some of its [...]]]></description>
		<wfw:commentRss>http://www.boomer-living.com/2009/09/be-sure-to-plan-ahead-when-going-back-to-school/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Benelli Says Money Has a Built-in Gender Bias</title>
		<link>http://www.boomer-living.com/2009/09/benelli-says-money-has-a-built-in-gender-bias/</link>
		<comments>http://www.boomer-living.com/2009/09/benelli-says-money-has-a-built-in-gender-bias/#comments</comments>
		<pubDate>Sat, 19 Sep 2009 02:06:20 +0000</pubDate>
		<dc:creator>A.T. "Al" Benelli, CFP, FIC</dc:creator>
				<category><![CDATA[Financial Center]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[equality]]></category>
		<category><![CDATA[financial planning]]></category>
		<category><![CDATA[retirement plans]]></category>
		<category><![CDATA[social security]]></category>

		<guid isPermaLink="false">http://boomer-living.com/wp/?p=2774</guid>
		<description><![CDATA[The evolution of our society has attempted to do away with a lot of old-fashioned notions about gender — which is the strongest, more spatially oriented, more stubborn, the more advantaged, etc. etc.?
As a result, we have moved a bit closer to a unisex environment for things like pay, promotion and the like.
While still not [...]]]></description>
		<wfw:commentRss>http://www.boomer-living.com/2009/09/benelli-says-money-has-a-built-in-gender-bias/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Caution: The Devil is in the Details When Converting IRAs</title>
		<link>http://www.boomer-living.com/2009/09/caution-the-devil-is-in-the-details-when-converting-iras/</link>
		<comments>http://www.boomer-living.com/2009/09/caution-the-devil-is-in-the-details-when-converting-iras/#comments</comments>
		<pubDate>Sun, 06 Sep 2009 02:05:05 +0000</pubDate>
		<dc:creator>A.T. "Al" Benelli, CFP, FIC</dc:creator>
				<category><![CDATA[Financial Center]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[income tax]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[insurance salespeople]]></category>
		<category><![CDATA[traditional ira]]></category>

		<guid isPermaLink="false">http://boomer-living.com/wp/?p=2771</guid>
		<description><![CDATA[2010 is going to be a special year. Thanks to the Bush tax package, the income limitations are going to be suspended next year for anyone who wishes to convert a traditional IRA to a Roth IRA.
Why a Roth? Because a Roth IRA permits withdrawals of principal (immediately) and earnings (after  5 years) free of income [...]]]></description>
		<wfw:commentRss>http://www.boomer-living.com/2009/09/caution-the-devil-is-in-the-details-when-converting-iras/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Government Spending Out of Control</title>
		<link>http://www.boomer-living.com/2009/08/government-spending-out-of-control/</link>
		<comments>http://www.boomer-living.com/2009/08/government-spending-out-of-control/#comments</comments>
		<pubDate>Sat, 29 Aug 2009 02:03:24 +0000</pubDate>
		<dc:creator>A.T. "Al" Benelli, CFP, FIC</dc:creator>
				<category><![CDATA[Financial Center]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[current national debt]]></category>
		<category><![CDATA[financial planner]]></category>
		<category><![CDATA[tax rates]]></category>

		<guid isPermaLink="false">http://boomer-living.com/wp/?p=2768</guid>
		<description><![CDATA[The national debt is going through the stratosphere. Before you assume that this is going to be some kind of political statement, please remember what it is that I do for a living. I’m a financial planner — I quantify goals, objectives, dreams and aspirations and then figure out the best way to underwrite (pay [...]]]></description>
		<wfw:commentRss>http://www.boomer-living.com/2009/08/government-spending-out-of-control/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Is honesty in the financial world finally extinct?</title>
		<link>http://www.boomer-living.com/2009/08/is-honesty-in-the-financial-world-finally-extinct/</link>
		<comments>http://www.boomer-living.com/2009/08/is-honesty-in-the-financial-world-finally-extinct/#comments</comments>
		<pubDate>Sat, 22 Aug 2009 02:01:38 +0000</pubDate>
		<dc:creator>A.T. "Al" Benelli, CFP, FIC</dc:creator>
				<category><![CDATA[Financial Center]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[financial advisers]]></category>
		<category><![CDATA[financial health care]]></category>

		<guid isPermaLink="false">http://boomer-living.com/wp/?p=2764</guid>
		<description><![CDATA[You may not be aware of it, but right now there is a heated debate taking place in Washington, D.C., and it has nothing to do with health care. Well, not in the traditional sense, anyway. The argument is about “financial health care,” and the people who are supposed to provide it to the public. [...]]]></description>
		<wfw:commentRss>http://www.boomer-living.com/2009/08/is-honesty-in-the-financial-world-finally-extinct/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>We Live &#8211; We Hope &#8211; We Learn</title>
		<link>http://www.boomer-living.com/2009/08/we-live-we-hope-we-learn/</link>
		<comments>http://www.boomer-living.com/2009/08/we-live-we-hope-we-learn/#comments</comments>
		<pubDate>Fri, 14 Aug 2009 20:07:51 +0000</pubDate>
		<dc:creator>A.T. "Al" Benelli, CFP, FIC</dc:creator>
				<category><![CDATA[Financial Center]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[economic meltdown]]></category>
		<category><![CDATA[everyday expenses]]></category>
		<category><![CDATA[home mortgages]]></category>

		<guid isPermaLink="false">http://boomer-living.com/wp/?p=2761</guid>
		<description><![CDATA[Once upon a long time ago, a certain wise man was alleged to have said “Life is lived in a forward direction, even though it is best understood when viewed in a backward direction.”
Those words would be very appropriate for our world of today.
If things like the terrorist attacks of 9/11, which occurred nearly eight [...]]]></description>
		<wfw:commentRss>http://www.boomer-living.com/2009/08/we-live-we-hope-we-learn/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Anyone watching the 800-pound gorilla in the room?</title>
		<link>http://www.boomer-living.com/2009/08/anyone-watching-the-800-pound-gorilla-in-the-room/</link>
		<comments>http://www.boomer-living.com/2009/08/anyone-watching-the-800-pound-gorilla-in-the-room/#comments</comments>
		<pubDate>Thu, 06 Aug 2009 20:06:14 +0000</pubDate>
		<dc:creator>A.T. "Al" Benelli, CFP, FIC</dc:creator>
				<category><![CDATA[Financial Center]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[healthcare costs]]></category>
		<category><![CDATA[medical plan]]></category>
		<category><![CDATA[senator tom daschle]]></category>

		<guid isPermaLink="false">http://boomer-living.com/wp/?p=2758</guid>
		<description><![CDATA[With all the media attention focused on such things as the president’s “blunder” with the Cambridge police, the apparent underfunding of the CARS program, the seeming return of the bulls to Wall Street and others, very little attention is being paid to the health care legislation working its way through Congress.
Are we missing the 800-pound [...]]]></description>
		<wfw:commentRss>http://www.boomer-living.com/2009/08/anyone-watching-the-800-pound-gorilla-in-the-room/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Recovery Will Be Slow to Find Main Street</title>
		<link>http://www.boomer-living.com/2009/07/recovery-will-be-slow-to-find-main-street/</link>
		<comments>http://www.boomer-living.com/2009/07/recovery-will-be-slow-to-find-main-street/#comments</comments>
		<pubDate>Thu, 30 Jul 2009 20:04:44 +0000</pubDate>
		<dc:creator>A.T. "Al" Benelli, CFP, FIC</dc:creator>
				<category><![CDATA[Financial Center]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[economic shift]]></category>
		<category><![CDATA[sub-prime mortgage]]></category>

		<guid isPermaLink="false">http://boomer-living.com/wp/?p=2755</guid>
		<description><![CDATA[On Monday last week, some of Wall Street’s most respected gurus began singing a different tune. Using 60’s singing group The Four Seasons as a musical metaphor… the song went from “Let’s Hang On” to “Working My Way Back to you Babe” referring to market highs of 2007. By early this week some market technicians were [...]]]></description>
		<wfw:commentRss>http://www.boomer-living.com/2009/07/recovery-will-be-slow-to-find-main-street/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Big Banks Rebound on the Backs of Taxpayers</title>
		<link>http://www.boomer-living.com/2009/07/big-banks-rebound-on-the-backs-of-taxpayers/</link>
		<comments>http://www.boomer-living.com/2009/07/big-banks-rebound-on-the-backs-of-taxpayers/#comments</comments>
		<pubDate>Fri, 24 Jul 2009 17:46:03 +0000</pubDate>
		<dc:creator>A.T. "Al" Benelli, CFP, FIC</dc:creator>
				<category><![CDATA[Financial Center]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[credit crisis]]></category>
		<category><![CDATA[small business loans]]></category>
		<category><![CDATA[taxpayers]]></category>

		<guid isPermaLink="false">http://boomer-living.com/wp/?p=73</guid>
		<description><![CDATA[For the better part of this year, I have been complaining about the behavior of our country’s biggest banks — Citigroup, Wells Fargo, Bank of America, JP Morgan Chase, etc.
By now we all know that along with Freddie and Fannie, they got themselves into big trouble over the whole subprime mortgage mess.
They were determined to [...]]]></description>
		<wfw:commentRss>http://www.boomer-living.com/2009/07/big-banks-rebound-on-the-backs-of-taxpayers/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Financial Reform &#8211; Insurance Companies &#8211; Consumer Protection &#8211; and Rule 151-A</title>
		<link>http://www.boomer-living.com/2009/07/financial-reform-insurance-companies-consumer-protection-and-rule-151-a/</link>
		<comments>http://www.boomer-living.com/2009/07/financial-reform-insurance-companies-consumer-protection-and-rule-151-a/#comments</comments>
		<pubDate>Sun, 19 Jul 2009 02:40:53 +0000</pubDate>
		<dc:creator>A.T. "Al" Benelli, CFP, FIC</dc:creator>
				<category><![CDATA[Financial Center]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[consumers]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[reform]]></category>

		<guid isPermaLink="false">http://boomer-living.com/wp/?p=377</guid>
		<description><![CDATA[ 
Securities and Exchange Commission Rule 151-A doesn’t usually ring a bell with the general public, but it is well known to every insurance salesperson in the country. It could put an end to open-season on seniors.
The insurance industry is crying &#8220;foul&#8221; saying that Indexed Annuities, originally called Equity Indexed Annuities and now called Fixed [...]]]></description>
		<wfw:commentRss>http://www.boomer-living.com/2009/07/financial-reform-insurance-companies-consumer-protection-and-rule-151-a/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>&#8220;Staycations&#8221; Dominate Tough Economy</title>
		<link>http://www.boomer-living.com/2009/07/staycations-dominate-tough-economy/</link>
		<comments>http://www.boomer-living.com/2009/07/staycations-dominate-tough-economy/#comments</comments>
		<pubDate>Sun, 12 Jul 2009 02:36:39 +0000</pubDate>
		<dc:creator>A.T. "Al" Benelli, CFP, FIC</dc:creator>
				<category><![CDATA[Financial Center]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[save money]]></category>
		<category><![CDATA[vacation]]></category>

		<guid isPermaLink="false">http://boomer-living.com/wp/?p=369</guid>
		<description><![CDATA[Economic anomalies often give rise to new terminology. In the Gerald Ford — Jimmy Carter era we coined the term “stagflation,” a combination of stagnant growth and double-digit inflation. In 2009 we have ushered in the era of the “staycation” — a family vacation of sorts wherein the family stays closer to home than they [...]]]></description>
		<wfw:commentRss>http://www.boomer-living.com/2009/07/staycations-dominate-tough-economy/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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